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Natalie Watson-NMLS #2320704

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Mortgage Q&A

Mortgage Questions and Answers

Problem Solving is Key!

You need a Mortgage Loan Officer that knows how to deal with issues that come up throughout the loan process.  We have programs that most people are completely unaware of, and we save our clients a TON of money vs the competiton. 

Realtor Partner Benefits- Luxury/Exotic Car Staging

Our Mortgage Brokerage is all about working with our Realtor Partners to find ways to help them sell more homes.  Whether its co-branding, marketing, staging luxury/exotic cars, special lender rates, or whatever we need to do to get your buyer into a home or your listing sold!

Simple Process

Two men in a garage, one smiling and dressed formally, the other older and casually dressed.

Home Purchases & Refinances

Quick Pre-Qualification-A 15-minute pre-qualification can be completed by phone, in person, or via Zoom—whichever is most convenient for you. This step is essential for exploring various mortgage solutions, including conventional mortgage options and FHA programs. 

Easy Application-Access A secure mortgage application link is provided to the client to begin the process seamlessly. 

Initial Underwriting-Review The completed loan application is submitted to initial underwriting based on a property, with turnaround times typically within 24 hours, leading to quick closings.  Contract Received & Disclosures Issued Upon receiving the purchase contract, initial disclosures and the appraisal are ordered the same day to keep things moving efficiently. 

Final Underwriting & Clear to Close-The full file is submitted for final underwriting to obtain a clear to close, ensuring all mortgage programs are thoroughly reviewed. 

Closing Scheduled-Our closing team coordinates with all parties to schedule the final signing and complete the transaction smoothly, making your real estate buying and selling process as streamlined as possible.

Photo Gallery

Happy family enjoying their new home with a low down payment offer.
Benefits of partnering with Texas Buy and Refi include dependability, competitive rates, and lender-paid fees.
Mother and child using laptop with mortgage offer advertisement overlay.
Real estate loan service ad for easy construction financing with contact details.
Advertisement for a home loan with 3% down payment by Texas Buy and Refi.
Mortgage broker handshake promoting multiple lender options for better rates.
Modern home with pool promoting perfect mortgage loans tailored to your needs.
Local mortgage broker offers personalized home loans in Austin and San Antonio.
Mortgage ad promoting homes with just 3.5% down payment and FHA loan benefits.

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USA Mortgage Solutions

Texas, USA

281-685-7880 Natalie@USAMortgageSolutions.com

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Equal Housing Opportunity

Conventional, FHA, USDA, VA, Jumbo, ARM's, QM, Non-QM, +

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Copyright © 2025 USA Mortgage Solutions LLC - All Rights Reserved.   USA Mortgage Solutions LLC NMLS# 2732954 | CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. - NMLS Consumer Access / Legal Disclaimer - This information is not intended to be an indication of loan qualification, loan approval or commitment to lend. Other limitations may apply. This site is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located in the state of New York will be accepted through this site. 


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